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How to avoid or recover from identity theft

Types of ID fraud Identity theft is when someone uses your personal information without your knowledge for criminal purposes. They may use the stolen information to gain access to your financial accounts, hack into your online accounts, and/or defraud others. Once they access your personal information, identity thieves can also: spend money ...

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Mortgage Stress Test Changes on June 1, 2021

Canada’s banking regulator has proposed changes that would strengthen the stress test applied to uninsured mortgages. The Office of the Superintendent of Financial Institutions (OSFI) unveiled its proposed changes on Thursday April 8th, which would require borrowers applying for uninsured mortgages—typically those with more than a 20% down payment—to qualify ...

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6 Things Stagers Will Definitely Want to Change in Your House Before You List It—So Be Prepared!

We’re pretty attached to our stuff, aren’t we? Family photos, knick-knacks, and artwork—they reflect our personalities and styles. However, those might be a problem if you’re showing your home to potential buyers. They want to imagine themselves living in a beautiful, clean space, and that means properly staging a house ...

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Can REALTORS®—or Clients—Secretly Record Potential Buyers?

Smile! You’re being secretly recorded. Oh, the joys of privacy law! With more twists and turns than an Agatha Christie novel, it truly is the gift that keeps on giving… if you’re a privacy lawyer. For normal people, maybe not so much. Perhaps it’s because of the warmer weather that’s ...

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Federal Budget 2021: What You Need to Know

Courtesy Canadian Real Estate Association Last month, Finance Minister Chrystia Freeland tabled the federal government’s first budget in more than two years. The budget includes $100 billion in stimulus measures to assist economic recovery as Canada moves through the pandemic, with a heavy emphasis on child care and climate change. ...

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One Quarter of Canadians Aged 25 to 35 Purchased a Property During Pandemic

According to a recent Royal LePage demographic survey, nearly half (48%) of Canadians aged 25 to 35 currently own their home, and 25 per cent of these homeowners purchased a property during the pandemic. Royal LePage reports, that among non-homeowners, there is a strong intention to purchase in the future ...

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Free Home Buyers Guide Book

I recently finished a new Home Buyers Guide Book. A collection of how-to’s, checklists, and worksheets to help buyers understand what to expect during the real estate purchasing experience. Click here to get a free copy. ...

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